Material disclosure
Important Disclosure: HandStand Cash App operates as a loan connection service. We do not directly provide loans. We connect borrowers with lenders who make independent credit decisions. Loan amounts from $100 to $35,000 with terms from 3 to 60 months depending on amount and lender. APR rates typically range from 5.99% to 35.99% based on creditworthiness and loan details. Not all applicants will be approved. Loan availability, amounts, and terms vary by state and lender.
Representative Example: A borrower receiving a $5,000 loan with a 24-month term at 18% APR would have 24 monthly payments of approximately $249, with total repayment of $5,976, including $976 in interest charges. Your actual rate, payment, and costs may differ based on your qualifications.
State Restrictions: Online loans may not be available in all states. Some lenders cannot operate in certain states due to state lending regulations. Loan amounts may be restricted in certain states. Check lender availability for your specific state.
Same Day Funding: Same day funding is possible for approved borrowers when applications are submitted and approved early in the business day and when the borrower’s bank accepts and processes same-day ACH transfers. Most banks process transfers next business day. Actual funding time depends on factors outside HandStand Cash App’s control.
Responsible Borrowing: Borrow only what you need and can afford to repay. Online loans are for short-term financial needs, not long-term financial solutions. Consider all options before borrowing. Late payments may result in additional fees and negative impact to your credit score.